00681cam a2200217 a 45000010009000000050017000090080041000260100017000670200015000840400018000990500022001170820016001391000024001552450073001792500012002522600062002643000040003265040051003666500023004177000023004401252657620151111114511.0010906s2002    ohua     b    001 0 eng    a  2001095654  a0030330017  aDLCcDLCdPUL00aHG 179b.G54 200200a332.0242211 aGitman, Lawrence J.10aPersonal financial planning.cLawrence J. Gitman, Michael D. Joehnk.  a9th ed.  aCincinnati, OH :bSouth-Western/Thomson Learning,cc2002.  axxvi, 709 p. :bcol. ill. ;c26 cm.  aIncludes bibliographical references and index. 0aFinance, Personal.1 aJoehnk, Michael D.