@book{22643,
	author = { Dorfman, Mark S},
	title = {Introduction to Risk Management and Insurance },
	publisher = {Pearson/Prentice Hall},
	year = { c2008.},
	address = { Upper Saddle River, N.J.},
	edition = { 9th ed.},
	note = { Includes bibliographical references and index.}
}